Credit Questionnaire © Part 1: You will ask this questionnaire once for ”each separate• "help". 1. In the past month, have you received material help from anyone outside of your household? This does not include any meals that you may have taken outside your house, or any cooked food that was sent to your house from outside. That is, have you or anyone in your household received any: A. ”money?• Y/N [IF NO, GO TO B.] How Much? Did the ”same• person also give you: B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ Was it threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ Did the ”same• person also give you: C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) Did the ”same• person also give you: D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Are they chemically treated? How much did you receive? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? Did the ”same• person also give you: E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much did you receive? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? Did the ”same• person also give you: F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á ÜfÜŒ Did the same person also give you: G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? [IF NOTHING, END OF QUESTIONNAIRE] 2. [IF NOT MONEY, ASK:] Will you be selling these things? áÚááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄáá¿á 3.á³áIF HELP WAS CASH, OR IF HE WILL BE SELLING HELP IN KIND, ASK:á³á áÀááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÙá what will you be using the cash for? purchasing food purchasing things to trade ceremonial use purchasing animals paying workers purchasing a farm purchasing farm inputs buying something else giving a gift repaying a loan 4. Will you repay this person for this help? áÚááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄáá¿á á³áIf no, go to question 10 á³á áÀááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÙá 5. Will you give him money? [if yes, ask:] a. How many times: b. [For each time, ask:] When? How much? 1st payment 2nd payment 3rd payment 4th payment 5th payment 6. Will you give him things? In particular, will you give him: A. ”Grain•? Y/N [IF NO, GO TO B.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ ÜfÜŒ B. ”Animals?• Y/N [IF NO, GO TO C.] What kind? How many? for each animal: age sex purchase price condition (at market, today) C. ”Seed•? Y/N [IF NO, GO TO D.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? D. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO E.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? E. ”Tools or other manufactures•? Y/N [IF NO, GO TO F.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á F. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? 7. When will you give this to him? Will you give him anything else at another time to repay this help? [If yes, use a copy of this sheet to record it]‰ 8. Will you work for him? When? For how long? What kind of work will it be? Ì ÌÌÌHow much would you ask to be paid if you did this work for a stranger?ÞJÞ 9. Is this help a loan with interest? What is the interest rate? 10. Have you given this person collateral (jingina)? Y/N [IF NO, GO TO 12] What did you give him?ÜfÜŒ A. ”Land•? Y/N [IF NO, GO TO B.] How many plots? [IF THE LAND QUESTIONNAIRE HAS BEEN COMPLETED, REFER TO IT AND WRITE DOWN THE PLOT NAMES AND NUMBERS HERE:] B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? 11. When did you give this to him? Are you using this collateral, or is he? ÜfÜŒ12. Where did you meet to collect the help? When did you collect the help? 13. Did you talk with this person about this help before you received it? Y/N [IF NO, GO TO 14] how many times? for each meeting, ask: where did you meet when did you meet 14. Did you give this person anything (other than jingina) when you collected the help? Y/N [IF NO, GO TO 15] What did you give him? A. ”Money•? Y/N [IF NO, GO TO B.] How much? B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á ÜfÜŒ G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? 15. Have you given this person anything this month? (Other than Jingina or that reported in question 14) Y/N [IF NO, GO TO 16] What did you give him? A. ”Money•? Y/N [IF NO, GO TO B.] How much? B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á G. ”Anything else•? describe carefully. ÜfÜŒ How much would you pay to purchase this in the market today? 16. The person who gave you this help: A man or a woman? Is of what ethnic group? Is (s)he moslem? Is (s)he of the elite (saraki or talaka)? Is (s)he a farmer? Is (s)he a trader? Is (s)he an office worker? Where does (s)he live? 17. Is (s)he a relative of yours? Y/N [IF NO, GO TO 18] Describe the relationship: 18. Have you ever sold farm products to this person? Y/N [IF NO, GO TO 19] How many times? About how much of your output do you sell to this person? This month? For how long have you done this? Have you sold to other people during this time? 19. Have you ever sold other things to this person? Y/N [IF NO, GO TO 20] What? How much? How many times? This month? For how long have you done this? 20. Have you ever purchased things from this person? Y/N [IF NO, GO TO 21] What? How much? How many times? This month? For how long have you done this? 21. Have you ever worked for this person? Y/N [IF NO, GO TO 22] What work? How many times? This month? For how long have you done this? Have you worked for other people during this time? 22. Has this person ever worked for you? Y/N [IF NO, GO TO 23] What work? How many times? This month? For how long have you done this? Has anyone else worked for you during this time? ÜfÜŒ23. Have you ever given this person gifts? Y/N [IF NO, GO TO 24] What gifts? How many times? This month? For how long have you done this? 24. Has this person ever given you gifts? Y/N [IF NO, GO TO 25] What gifts? How many times? This month? For how long have you done this? 25. Have you ever herded for this person? Y/N [IF NO, GO TO 26] How many cattle? How many times? This month? For how long have you done this? 26. Has this person ever herded for you? Y/N [IF NO, GO TO 27] How many cattle? How many times? This month? For how long have you done this? 27. Have you ever stored grain in this person's granaries? Y/N [IF NO, GO TO 28] How many times? Currently? How much grain (bags of 30 tiya each)? For how long have you done this? 28. Has this person ever stored grain in your granaries? Y/N [IF NO, GO TO 29] How many times? Currently? How much grain (bags of 30 tiya each)? For how long have you done this? 29. Has this person ever lent you money or things? Y/N [IF NO, GO TO 30] How many times? For how long have you been doing this? 30. Have you ever lent this person money or things? Y/N [IF NO, GO TO 31] How many times? For how long have you been doing this? 31. Have you been a member of an adashi group with this person? Currently? Size of monthly contributions: Size of group: For how long have you done this?ÜfÜ Credit Questionnaire © Initial Balances. We are interested in help such as that which we've talked about above, that you've received in the past (more than a month ago). 1. Is there anybody from whom you have received any such help, who you must still repay? That is, are you currently responsible for giving anyone outside of your household anything? Y/N [IF NO, ASK SPECIFICALLY: Ì ÌÌÌÌÌThis could include any trader to whom you've promised anything, any relative (outside this household) or friend to whom you've promised anything, or anybody else to whom you've made a promise of giving anything. ÞJÞ Ì ÌÌÌIF STILL NO, END OF QUESTIONNAIRE]ÞJÞ 2. What did this person give you? A. ”money?• Y/N [IF NO, GO TO B.] How Much? Did the ”same• person also give you: B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ Was it threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ Did the ”same• person also give you: C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) Did the ”same• person also give you: D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Are they chemically treated? How much did you receive? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? Did the ”same• person also give you: E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much did you receive? ÜfÜŒ If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? Did the ”same• person also give you: F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á Did the same person also give you: G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? 3. When did you receive these things? 4. You said that you are now responsible for giving this person something. Will you give him money? [if yes, ask:] a. How many times: b. [For each time, ask:] When? How much? 1st payment 2nd payment 3rd payment 4th payment 5th payment 5. Will you give him things? In particular, will you give him: A. ”Grain•? Y/N [IF NO, GO TO B.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ B. ”Animals?• Y/N [IF NO, GO TO C.] What kind? How many? for each animal: age sex purchase price condition (at market, today) C. ”Seed•? Y/N [IF NO, GO TO D.] ÜfÜŒ What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? D. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO E.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? E. ”Tools or other manufactures•? Y/N [IF NO, GO TO F.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á F. ”Anything else•? describe carefully. Y/N [IF NO, GO TO G.] How much would you pay to purchase this in the market today? G. [IF ANY OF A©F WERE "YES" ASK:] When will you give this to him? Will you give him anything else at another time to repay this help? [If yes, use a copy of this sheet to record it]‰ 6. Will you work for him? When? For how long? What kind of work will it be? Ì ÌÌÌHow much would you ask to be paid if you did this work for a stranger?ÞJÞ 7. Was this help a loan with interest? What is the interest rate? 8. Have you given this person collateral (jingina)? Y/N [IF NO, GO TO 10] What did you give him? A. ”Land•? Y/N [IF NO, GO TO B.] How many plots? [IF THE LAND QUESTIONNAIRE HAS BEEN COMPLETED, REFER TO IT AND WRITE DOWN THE PLOT NAMES AND NUMBERS HERE:] B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? ÜfÜŒ __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? 9. When did you give this to him? Are you using this collateral, or is he? 10. Where did you meet to collect the help? When did you collect the help? 11. Did you talk with this person about this help before you received it? Y/N [IF NO, GO TO 14] how many times? for each meeting, ask: where did you meet when did you meet ÜfÜŒ 12. Did you give this person anything (other than jingina) when you collected the help? Y/N [IF NO, GO TO 13] What did you give him? A. ”Money•? Y/N [IF NO, GO TO B.] How much? B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? 13. This person: A man or a woman?ÜfÜŒ Is of what ethnic group? Is (s)he moslem? Is (s)he of the elite (saraki or talaka)? Is (s)he a farmer? Is (s)he a trader? Is (s)he an office worker? Where does (s)he live? 14. Is (s)he a relative of yours? Y/N [IF NO, GO TO 15] Describe the relationship: 15. Have you ever sold farm products to this person? Y/N [IF NO, GO TO 16] How many times? About how much of your output do you sell to this person? This month? For how long have you done this? Have you sold to other people during this time? 16. Have you ever sold other things to this person? Y/N [IF NO, GO TO 17] What? How much? How many times? This month? For how long have you done this? 17. Have you ever purchased things from this person? Y/N [IF NO, GO TO 18] What? How much? How many times? This month? For how long have you done this? 18. Have you ever worked for this person? Y/N [IF NO, GO TO 19] What work? How many times? This month? For how long have you done this? Have you worked for other people during this time? 19. Has this person ever worked for you? Y/N [IF NO, GO TO 20] What work? How many times? This month? For how long have you done this? Has anyone else worked for you during this time? 20. Have you ever given this person gifts? Y/N [IF NO, GO TO 21] What gifts? How many times? This month? For how long have you done this?ÜfÜŒ 21. Has this person ever given you gifts? Y/N [IF NO, GO TO 22] What gifts? How many times? This month? For how long have you done this? 22. Have you ever herded for this person? Y/N [IF NO, GO TO 23] How many cattle? How many times? This month? For how long have you done this? 23. Has this person ever herded for you? Y/N [IF NO, GO TO 24] How many cattle? How many times? This month? For how long have you done this? 24. Have you ever stored grain in this person's granaries? Y/N [IF NO, GO TO 25] How many times? Currently? How much grain (bags of 30 tiya each)? For how long have you done this? 25. Has this person ever stored grain in your granaries? Y/N [IF NO, GO TO 26] How many times? Currently? How much grain (bags of 30 tiya each)? For how long have you done this? 26. Has this person ever lent you money or things? Y/N [IF NO, GO TO 27] How many times? For how long have you been doing this? 27. Have you ever lent this person money or things? Y/N [IF NO, GO TO 28] How many times? For how long have you been doing this? 28. Have you been a member of an adashi group with this person? Currently? Size of monthly contributions: Size of group: For how long have you done this?