Credit Questionnaire © Part 1: You will ask this questionnaire once for ”each separate• "help". 1. Since we last spoke, have you received material help from anyone outside of your household? This does not include any meals that you may have taken outside your house, or any cooked food that was sent to your house from outside. That is, have you or anyone in your household received any: A. ”money?• Y/N [IF NO, GO TO B.] How Much? Did the ”same• person also give you: B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ Was it threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ Did the ”same• person also give you: C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) Did the ”same• person also give you: D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Are they chemically treated? How much did you receive? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? Did the ”same• person also give you: E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much did you receive? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? Did the ”same• person also give you: F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á ÜfÜŒ Did the same person also give you: G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? [IF NOTHING, END OF QUESTIONNAIRE] 2. [IF NOT MONEY, ASK:] Will you be selling these things? áÚááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄáá¿á 3.á³áIF HELP WAS CASH, OR IF HE WILL BE SELLING HELP IN KIND, ASK:á³á áÀááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÙá what will you be using the cash for? purchasing food purchasing things to trade ceremonial use purchasing animals paying workers purchasing a farm purchasing farm inputs buying something else giving a gift repaying a loan 4. Will you repay this person for this help? áÚááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄáá¿á á³áIf no, go to question 10 á³á áÀááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÙá 5. Will you give him money? [if yes, ask:] a. How many times: b. [For each time, ask:] When? How much? 1st payment 2nd payment 3rd payment 4th payment 5th payment 6. Will you give him things? In particular, will you give him: A. ”Grain•? Y/N [IF NO, GO TO B.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ ÜfÜŒ B. ”Animals?• Y/N [IF NO, GO TO C.] What kind? How many? for each animal: age sex purchase price condition (at market, today) C. ”Seed•? Y/N [IF NO, GO TO D.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? D. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO E.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? E. ”Tools or other manufactures•? Y/N [IF NO, GO TO F.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á F. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? 7. When will you give this to him? Will you give him anything else at another time to repay this help? [If yes, use a copy of this sheet to record it]‰ 8. Will you work for him? When? For how long? What kind of work will it be? Ì ÌÌÌHow much would you ask to be paid if you did this work for a stranger?ÞJÞ 9. Is this help a loan with interest? What is the interest rate? 10. Have you given this person collateral (jingina)? Y/N [IF NO, GO TO 12] What did you give him?ÜfÜŒ A. ”Land•? Y/N [IF NO, GO TO B.] How many plots? [IF THE LAND QUESTIONNAIRE HAS BEEN COMPLETED, REFER TO IT AND WRITE DOWN THE PLOT NAMES AND NUMBERS HERE:] B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? 11. When did you give this to him? Are you using this collateral, or is he? ÜfÜŒ12. Where did you meet to collect the help? When did you collect the help? 13. Did you talk with this person about this help before you received it? Y/N [IF NO, GO TO 14] how many times? for each meeting, ask: where did you meet when did you meet 14. Did you give this person anything (other than jingina) when you collected the help? Y/N [IF NO, GO TO 15] What did you give him? A. ”Money•? Y/N [IF NO, GO TO B.] How much? B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á ÜfÜŒ G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? 15. Have you given this person anything this month? (Other than Jingina or that reported in question 14) Y/N [IF NO, GO TO 16] What did you give him? A. ”Money•? Y/N [IF NO, GO TO B.] How much? B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á G. ”Anything else•? describe carefully. ÜfÜŒ How much would you pay to purchase this in the market today? 16. The person who gave you this help: A man or a woman? Is of what ethnic group? Is (s)he moslem? Is (s)he of the elite (saraki or talaka)? Is (s)he a farmer? Is (s)he a trader? Is (s)he an office worker? Where does (s)he live? 17. Is (s)he a relative of yours? Y/N [IF NO, GO TO 18] Describe the relationship: 18. Have you ever sold farm products to this person? Y/N [IF NO, GO TO 19] How many times? About how much of your output do you sell to this person? This month? For how long have you done this? Have you sold to other people during this time? 19. Have you ever sold other things to this person? Y/N [IF NO, GO TO 20] What? How much? How many times? This month? For how long have you done this? 20. Have you ever purchased things from this person? Y/N [IF NO, GO TO 21] What? How much? How many times? This month? For how long have you done this? 21. Have you ever worked for this person? Y/N [IF NO, GO TO 22] What work? How many times? This month? For how long have you done this? Have you worked for other people during this time? 22. Has this person ever worked for you? Y/N [IF NO, GO TO 23] What work? How many times? This month? For how long have you done this? Has anyone else worked for you during this time? ÜfÜŒ23. Have you ever given this person gifts? Y/N [IF NO, GO TO 24] What gifts? How many times? This month? For how long have you done this? 24. Has this person ever given you gifts? Y/N [IF NO, GO TO 25] What gifts? How many times? This month? For how long have you done this? 25. Have you ever herded for this person? Y/N [IF NO, GO TO 26] How many cattle? How many times? This month? For how long have you done this? 26. Has this person ever herded for you? Y/N [IF NO, GO TO 27] How many cattle? How many times? This month? For how long have you done this? 27. Have you ever stored grain in this person's granaries? Y/N [IF NO, GO TO 28] How many times? Currently? How much grain (bags of 30 tiya each)? For how long have you done this? 28. Has this person ever stored grain in your granaries? Y/N [IF NO, GO TO 29] How many times? Currently? How much grain (bags of 30 tiya each)? For how long have you done this? 29. Has this person ever lent you money or things? Y/N [IF NO, GO TO 30] How many times? For how long have you been doing this? 30. Have you ever lent this person money or things? Y/N [IF NO, GO TO 31] How many times? For how long have you been doing this? 31. Have you been a member of an adashi group with this person? Currently? Size of monthly contributions: Size of group: For how long have you done this?ÜfÜ Credit Questionnaire © Part 2 (Repayments): ask each round. Refer to initial credit sheet, and tell the respondant that you want to talk about the person who gave him the "help" described there. 1. Have you met with this person this month? Where? Why did you meet? 2. Did you give him anything? Y/N [IF NO, GO TO 3] What did you give him? A. ”Money•? Y/N [IF NO, GO TO B.] How much? B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á G. ”Anything else•? describe carefully. ÜfÜŒ How much would you pay to purchase this in the market today? 3. Did he give you anything? Y/N [IF NO, GO TO 4] What did he give you? A. ”Money•? Y/N [IF NO, GO TO B.] How much? B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? 4. Will you be giving him anything in the future in order to repay him for the help he has given you?ÜfÜ Credit Questionnaire © Part 3 (Outstanding/Defaulted Loans): ask when date specified in Part 1 has passed, or on last round. 1. Have you met with this person this month? Where? Why did you meet? 2. Did you give him anything? Y/N [IF NO, GO TO 3] What did you give him? A. ”Money•? Y/N [IF NO, GO TO B.] How much? B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today?ÜfÜŒ 3. Did he give you anything? Y/N [IF NO, GO TO 4] What did he give you? A. ”Money•? Y/N [IF NO, GO TO B.] How much? B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today? 4. Do you still have to give this person anything? 5. Is the loan in default? ÜfÜŒ6. Will this person provide you with help in the future, if you request it? áÚááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄáá¿á á³áIf collateral was offered in Part 1, ask:á³á áÀááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÄááÙá 7. Does this person now own the things you gave him as collateral? Y/N [IF NO, END OF QUESTIONNAIRE] What did you give him that he now owns?: A. ”Land•? Y/N [IF NO, GO TO B.] How many plots? [IF THE LAND QUESTIONNAIRE HAS BEEN COMPLETED, REFER TO IT AND WRITE DOWN THE PLOT NAMES AND NUMBERS HERE:] B. ”Grain•? Y/N [IF NO, GO TO C.] Kind of Grain: __________ __________ ___________ threshed, hulled, or ground? __________ __________ ___________ How much? __________ __________ ___________ If not in tiya, how many tiya would this be? __________ __________ ___________ How much would you pay to purchase this grain at the market today? __________ __________ ___________ C. ”Animals?• Y/N [IF NO, GO TO D.] What kind? How many? for each animal: age sex purchase price condition (at market, today) D. ”Seed•? Y/N [IF NO, GO TO E.] What kind? What variety? Chemically treated? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this seed at the market today? E. ”Fertilizer or other chemicals?• Y/N [IF NO, GO TO F.] What kind? How much? If not in tiya, how many tiya would this be? How much would you pay to purchase this fertilizer at the market today? F. ”Tools or other manufactures•? Y/N [IF NO, GO TO G.] á³á number á³á á³á price if á³á á³á expected item á³áreceived á³áage á³á bought new now á³á condition á³áfuture life á³á á³á á³á á³á á³á ÜfÜŒ G. ”Anything else•? describe carefully. How much would you pay to purchase this in the market today?